Based on recent data by Black Knight, Mortgage delinquencies surged by 1.6 million in April. This represents the largest single increase in Black Knight’s history. This number includes individuals who are in a COVID forbearance and covers all missed mortgage payments. As part of our work helping consumers with COVID debt relief, a number of folks are asking what the benefits of a COVID forbearance are.Basically, a COVID forbearance plan allows you to miss three mortgage payments.